Have a question? Please don't hesitate to contact us on  +31 (0)85 130 29 43  or at   

The guarantee scheme for the Package Travel Directive

Our guarantee scheme allows you to comply with the insolvency protection set out in the Package Travel Directive in the simplest and most affordable way. For a low fixed price per booking, the scheme allows you to provide both your private and business clients with financial protection.

I am a traveller
STO Garant

STO Garant offers its services to travel operators throughout Europe and protects travellers wherever they are in the world.

  • Recognised security

    Recognised security

    Signing up to STO Garant means opting for a guarantee scheme that has been recognised since 2013 and works with a registered payment service provider.

    Read more
  • No barriers

    No barriers

    It takes just one day to register with us, without any need for bank guarantees or audit certificates. Your revenue derived from travel packages is then protected.

    Read more
  • Low fixed costs

    Low fixed costs

    Comply with the insolvency protection obligation set out in the European Package Travel Directive, at a cost starting from €7.75 per booking.

    Read more
  • Simple to use

    Simple to use

    Experience the benefits of our automated online process for yourself. It also includes accounts receivable management and online payment methods.

    Read more

We have already processed more than 250,000 payments for more than 225 satisfied organisations. Read more

Our guarantee scheme covers:

  • Travel


    Holidays, business trips, coach travel, accommodation.

  • Events


    Recreation, outdoor sports, festivals, company outings, other events.

  • Sailing and boating

    Sailing and boating

    Sailing trips, sailing camps, inland boating, sea cruising.

  • Your business segment?

    Your business segment?

    If your particular segment is not included in the list above, please contact us to discuss your needs.


2020-09-11 Insolvency of Sport Travel Office B.V.

On 11/09/2020, Sport Travel Office B.V. reported insolvency to STO Garant.

2018-09-25 Increasing your conversion with STO Garant

The world is changing, a statement that holds for sure for the Travel Business...

Display all news items